Publications

The Commission has published a number of background papers, all available below:

Date Published

Paper Title

Prepared By

Download

22 June 2018

Background Paper 21: Aboriginal and Torres Strait Islander consumers' interactions with financial services

Department of the Prime Minister & Cabinet

PDF [252KB]
DOCX [246KB]

21 June 2018

Background Paper 20: Natural Disaster Insurance

Treasury

PDF [197KB]
DOCX [215KB]

21 June 2018

Background Paper 19: Aboriginal and Torres Strait Islander consumers of financial products
(Amended)

FSRC

PDF [392KB]
DOCX [218KB]

15 June 2018

Background Paper 18: Some Features of Financial Services in Regional and Remote Communities

FSRC

PDF [858KB]
DOCX [218KB]

28 June 2018


28 June 2018

Background Paper 17: Department of Agriculture and Water Resources (Amended)

Erratum - Background Paper 17

Agriculture

PDF [1MB]
DOCX [556KB]

PDF [338KB]
DOCX [88KB]

15 June 2018

Background Paper 16: Some Features of Finance in the Agriculture, Forestry and Fishing Industry

FSRC

PDF [682KB]
DOCX [218KB]

12 June 2018

Background Paper 15: Catastrophes and Natural Disasters

Enright, Mann, Merkin and Pynt

PDF [325KB]
DOCX [1.65MB]

12 June 2018

Background Paper 14: General Insurance

Enright, Mann, Merkin and Pynt

PDF [1MB]
DOCX [408KB]

18 May 2018

Background Paper 13: The regulatory capital framework - Impairment, provisioning and enforcing security

APRA

PDF [214KB]
DOCX [2.5MB]

14 May 2018

Background Paper 12: Financial services and Small and Medium-Sized Enterprises

FSRC

PDF [287KB]
DOCX [156KB]

9 May 2018

Background Paper 11: Request for Information Reforms to Small Business Lending

Treasury

PDF [234KB]
DOCX [155KB]

7 May 2018


16 May 2018

Background Paper 10: Credit for small business - An overview of Australian law regulating small business loans

Background Paper 10: Addendum (Part 7.5.4 – final paragraph)

Godwin, Paterson and Howell

PDF [564KB]
DOCX [351KB]

PDF [PDF 82KB]
DOCX [PDF 75KB]

27 April 2018

Background Paper 9: The regulatory capital framework for authorised deposit-taking institutions (ADIs)

APRA

PDF [466KB]
DOCX [114KB]

13 April 2018

Background Paper 8: Key Reforms in the regulation of financial advice

Treasury

PDF [536 KB]
DOCX [359KB]

5 April 2018

Background Paper 7: Legal Framework for the Provision of Financial Advice and Sale of Financial Products to Australian Households

Professor Pamela Hanrahan

PDF [1.3 MB]
DOCX [358KB]

5 April 2018

Background Paper 6 (Part A):Some Features of the Australian Financial Planning Industry

Background Paper 6 (Part B):  Education and Training Requirements for Financial Advisers

Background Paper 6 (Part C):  Financial Products Available to Retail Investors

FSRC

PDF [687KB]
DOCX [143KB]

PDF [534KB]
DOCX [115KB]

PDF [571KB]
DOCX [129KB]

19 March 2018

Background Paper 5: Request for Information Reforms to Consumer Lending

Treasury

PDF [874KB]
DOCX [499KB]

12 March 2018

Background Paper 4: Everyday Consumer Credit -Overview of Australian Law Regulating Consumer Home Loans, Credit Cards and Car Loans

Paterson and Howell

PDF [874KB]
DOCX [499KB]

9 March 2018

Background Paper 3: Some Features of Car Financing in Australia
(Amended)

FSRC

PDF [849KB]
DOCX [212KB]

22 February 2018

Background Paper 2: Some Features of the Australian Mortgage Broking Industry

FSRC

PDF [874KB]
DOCX [499KB]

9 February 2018

Background Paper 1:  Some Features of the Australian Banking Industry

FSRC

PDF [874KB]
DOCX [499KB]

Any inaccuracies identified in the paper may be emailed to the Commission for consideration FSRCFeedback@royalcommission.gov.au.

If you require these documents in a different accessible format please contact RoyalCommissionCoordination@ag.gov.au.

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