Publications

The Commission has published a number of papers.

Final versions of the papers are listed below. They include amendments made following a final review process which included incorporation of feedback and reformatting for improved accessibility.

Date Published

Paper Title

Prepared By

Download

14 November 2018

Background Paper 30: Information About Selected Aspects Of Foreign Financial Services Regulation

Professor Pamela Hanrahan

PDF [1120KB]
DOCX [399KB]

7 November 2018

Research Paper: Conflicts of Interest and Disclosure

Professor Sunita Sah

PDF [457KB]

28 August 2018

Background Paper 29: Life insurance

Enright, Mann, Merkin, Pynt, Traves

PDF [733KB]
DOCX [289KB]

28 August 2018

Background Paper 28: Group life insurance

Enright, Mann, Merkin, Pynt, Traves

PDF [288KB]
DOCX [137KB]

28 August 2018

Background Paper 27: Reforms to general and life insurance

Treasury

PDF [258KB]
DOCX [206KB]

28 August 2018

Background Paper 26: Some features of the general and life insurance industries

FSRC

PDF [283KB]
DOCX [283KB]

26 July 2018

Background Paper 25: Legal framework governing aspects of the Australian Superannuation System

Professor Pamela Hanrahan

PDF [695KB]
DOCX [248KB]

26 July 2018

Background Paper 24: Submission on key policy issues

The views expressed in this paper are the views of the Treasury. The paper may be relevant for those who wish to make a submission on policy related issues. Further information about the process and timing to make a submission on policy related issues is available on the Commission's News page.

Treasury

PDF [683KB]
DOCX [1129KB]

24 July 2018

Background Paper 23: Overview of key regulatory reforms in superannuation

Treasury

PDF [359KB]
DOCX [231KB]

24 July 2018

Background Paper 22: Superannuation

FSRC

PDF [382KB]
DOCX [400KB]

22 June 2018

Background Paper 21: Aboriginal and Torres Strait Islander consumers' interactions with financial services

Department of the Prime Minister & Cabinet

PDF [306KB]
DOCX [294KB]

21 June 2018

Background Paper 20: Natural Disaster Insurance

Treasury

PDF [240KB]
DOCX [188KB]

21 June 2018

Background Paper 19: Aboriginal and Torres Strait Islander consumers of financial products

FSRC

PDF [864KB]
DOCX [164KB]

15 June 2018

Background Paper 18: Some Features of Financial Services in Regional and Remote Communities

FSRC

PDF [616KB]
DOCX [180KB]

28 June 2018

Background Paper 17: Department of Agriculture and Water Resources

Agriculture

PDF [360KB]
DOCX [313KB]

15 June 2018

Background Paper 16: Some Features of Finance in the Agriculture, Forestry and Fishing Industry

FSRC

PDF [1141KB]
DOCX [178KB]

12 June 2018

Background Paper 15: Catastrophes and Natural Disasters Insurance

Enright, Mann, Merkin and Pynt

PDF [343KB]
DOCX [1.65MB]

12 June 2018

Background Paper 14: General Insurance

Enright, Mann, Merkin and Pynt

PDF [1MB]
DOCX [352KB]

18 May 2018

Background Paper 13: The regulatory capital framework - Impairment, provisioning and enforcing security

APRA

PDF [1581KB]
DOCX [2636KB]

14 May 2018

Background Paper 12: Financial services and Small and Medium-Sized Enterprises

FSRC

PDF [940KB]
DOCX [141KB]

9 May 2018

Background Paper 11: Request for Information Reforms to Small Business Lending

Treasury

PDF [368KB]
DOCX [207KB]

7 May 2018

Background Paper 10: Credit for small business - An overview of Australian law regulating small business loans

Godwin, Paterson and Howell

PDF [564KB]
DOCX [351KB]

27 April 2018

Background Paper 9: The regulatory capital framework for authorised deposit-taking institutions (ADIs)

APRA

PDF [1581KB]
DOCX [2579KB]

13 April 2018

Background Paper 8: Key Reforms in the regulation of financial advice

Treasury

PDF [586 KB]
DOCX [444KB]

5 April 2018

Background Paper 7: Legal Framework for the Provision of Financial Advice and Sale of Financial Products to Australian Households

Professor Pamela Hanrahan

PDF [1393KB]
DOCX [322KB]

5 April 2018

Background Paper 6 (Part A):Some Features of the Australian Financial Planning Industry

Background Paper 6 (Part B):  Education and Training Requirements for Financial Advisers

Background Paper 6 (Part C):  Financial Products Available to Retail Investors

FSRC

PDF [268KB]
DOCX [116KB]

PDF [263KB]
DOCX [102KB]

PDF [664KB]
DOCX [111KB]

19 March 2018

Background Paper 5: Request for Information Reforms to Consumer Lending

Treasury

PDF [874KB]
DOCX [499KB]

12 March 2018

Background Paper 4: Everyday Consumer Credit -Overview of Australian Law Regulating Consumer Home Loans, Credit Cards and Car Loans

Paterson and Howell

PDF [910KB]
DOCX [508KB]

9 March 2018

Background Paper 3: Some Features of Car Financing in Australia

FSRC

PDF [697KB]
DOCX [173KB]

22 February 2018

Background Paper 2: Some Features of the Australian Mortgage Broking Industry

FSRC

PDF [1031KB]
DOCX [256KB]

9 February 2018

Background Paper 1:  Some Features of the Australian Banking Industry

FSRC

PDF [1754KB]
DOCX [645KB]

Any inaccuracies identified in the paper may be emailed to the Commission for consideration FSRCFeedback@royalcommission.gov.au.

If you require these documents in a different accessible format please contact RoyalCommissionCoordination@ag.gov.au.

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